Tunisian Central Bank Updates List of Financial Institutions on Unified Electronic Cheque Platform
Effective April 24, 2026, the Tunisian Central Bank (BCT) has published Circular No. 2026-05, updating the list of financial institutions participating in the unified electronic cheque platform.
Modernizing Tunisia's Payment System
This move is part of the BCT's efforts to modernize the country's payment system, with a focus on digitalizing and securing cheque transactions. The platform aims to reduce the risks associated with paper-based payment instruments, such as cheques without provision.
Expanded List of 25 Participating Institutions
The following financial institutions have joined the unified electronic cheque platform:
- Al Baraka Bank Tunisie
- ALUBAF
- Amen Bank
- Arab Tunisian Bank (ATB)
- Attijari Bank
- Bank ABC
- BH Bank
- Banque Internationale Arabe de Tunisie (BIAT)
- Banque Nationale Agricole (BNA)
- Banque de Tunisie (BT)
- Banque de Tunisie et des Émirats (BTE)
- Banque Tuniso-Koweïtienne (BTK)
- Banque Tuniso-Libyenne (BTL)
- Banque Tunisienne de Solidarité (BTS)
- Banque Zitouna
- Citi Bank
- North Africa International Bank (NAIB)
- Office National des Postes
- Qatar National Bank (QNB)
- Société Tunisienne de Banque (STB)
- Tunis International Bank (TIB)
- Tunisian Saudi Bank (TSB)
- Union Bancaire pour le Commerce et l’Industrie (UBCI)
- Union Internationale de Banques (UIB)
- Wifak Bank
Enhancing Security and Efficiency
The unified electronic cheque platform offers several benefits, including:
- Improved cheque tracking and verification
- Faster information processing and reduced transaction times
- Reduced risk of fraud and increased confidence among economic actors
A Key Step Towards Digitalization
The BCT sees this development as a crucial step towards digitalizing payment means in Tunisia, where cheques are still widely used, particularly in commercial transactions. By integrating the country's main banks and financial institutions, the BCT aims to improve the overall efficiency of the financial system and encourage the adoption of digital solutions.